Fintech & Payment Innovation
Insurance Software Development & Insurtech Solutions
We build modern insurance software development solutions that help carriers, brokers, and insurtech companies accelerate digital transformation. Our platforms support automated claims processing, AI-driven underwriting, real-time policy management, mobile-first customer engagement, and secure, compliant data architecture. Whether you need to modernize legacy systems, launch a digital claims portal, or develop a new insurtech product, our global engineering teams deliver high-quality, scalable, and measurable results for insurers across the US and Europe.
联络我们Insurance software solutions across the lifecycle
Custom insurance and insurtech platforms are built to support complex policy, claims, and data workflows while meeting strict regulatory and security requirements. Modern insurers and MGAs need modular systems that integrate legacy infrastructure with automation, analytics, and digital customer experiences. This section highlights the core capabilities delivered across compliance, policy management, data analytics, and claims automation - designed to improve operational efficiency, accuracy, and scalability across the insurance value chain.
Compliance and security
Design insurance software aligned with regulatory and security requirements, including GDPR, PCI DSS, auditability, and controlled access management.
Policy management platforms
Centralize the policy lifecycle from issuance to renewal with automated workflows, real-time pricing logic, and seamless integration with underwriting and claims systems.
Data analytics &
predictive modelling
Consolidate insurance data across systems to enable reporting, predictive insights, and data-driven decisions across underwriting, claims, and operations.
Claims workflow automation
Automate insurance claims processing with AI-assisted routing, document extraction, and workflow orchestration to reduce cycle times and manual intervention.
Fraud detection
& risk analytics
Identify fraud patterns and assess risk across claims and transactions using advanced analytics, anomaly detection, and real-time decision models.
Blockchain & smart contract automation
Support transparent policy execution and automated settlements through smart contracts and blockchain-based traceability across insurance processes.
云基础设施
Deploy secure and scalable cloud environments with high availability, monitoring, and seamless integration across insurance platforms.
Customer engagement platforms
Enable digital onboarding, self-service, and omnichannel customer interactions through scalable web and mobile insurance platforms.
Omne is a lifestyle super app that boosts customer engagement through health tracking, insurance tools, mini-games, music streaming, and gamified rewards.
Omne’s engagement ecosystem shows how insurers can increase retention and daily activity using a unified mobile experience. Powered by personalised journeys, wellness insights, and gamification, Omne surpassed 10 million downloads - proving the impact of a multi-service platform designed to attract and retain users at scale.
查看完整案例研究
问题
Users typically spend too little time inside insurance and lifestyle apps, leading to low engagement, reduced retention, and limited cross-selling opportunities.
解决方案
A unified engagement layer featuring mini-games, gamification mechanics, wellness tracking, music streaming, and an AI-powered health assessment, designed to increase daily activity and boost retention.
结果
Recognised across multiple app stores for its engaging experience, Omne grew to more than 10 million downloads, becoming a proven benchmark for customer engagement in the insurance sector.
1M +
活跃用户
10M
下载
"我的团队没有使用 REact Native 的经验，而 Lasting Dynamics 为项目提供了开发人员和良好的构建框架、跟踪以及关于如何改进工作和流程的建议"。
"在 10 个冲刺阶段完成了 100% 个测试用例。全部为高质量，0 回归"。
FWD 总监
Upholding data protection and privacy standards
At Lasting Dynamics, protecting partner and customer data is fundamental to every solution we build. Our insurance platforms are engineered to meet global and local data protection requirements, ensuring security, integrity, and full regulatory compliance.
Through a combination of secure architectures, encrypted data flows, and audited processes, we help insurers operate with confidence while respecting user privacy across all digital touchpoints.
符合PCI DSS标准：
We adhere to the Payment Card Industry Data Security Standard (PCI DSS 4.0) to ensure the secure handling and processing of sensitive payment information across insurance platforms.
符合 SOC 2 合规标准
Our infrastructure aligns with SOC 2 requirements, ensuring robust controls for security, availability, and data integrity. This audited, enterprise-grade approach builds long-term trust with partners and end users.
符合GDPR标准：
All operations within the EU comply with the General Data Protection Regulation (GDPR). This ensures lawful processing, transparency, and the highest level of protection for user data.
Customer engagement
& experience modules
Redefining engagement through lifestyle-driven insurance
Traditional insurers interact with customers once or twice a year. The Omne ecosystem, built by Lasting Dynamics, transforms this model by turning insurance into a continuous, everyday experience.
We developed an all-in-one super-app that blends insurance, wellness, entertainment, content, and gamified rewards, increasing retention and creating long-term
We developed an all-in-one super-app that blends insurance, wellness, entertainment, content, and gamified rewards, increasing retention and creating long-term
Gamification & challenges
Users earn badges and incentives through exercise goals, wellness tasks, community participation, and financial literacy challenges. These mechanics encourage daily activity and increase long-term retention.
Streaming & content integration
Custom modules that allow users to access podcasts, videos, events, and premium content within the same platform, creating a seamless multi-service experience.
Health tracking & rewards
Real-time integration with wearables collects wellness data and translates it into personalised scores, recommendations, and reward systems tied to user behaviour.
Digital wallet integration
Secure management of in-app currency, reward points, and third-party partner benefits, enabling frictionless transactions and incentive-based engagement.
灵活、模块化、有吸引力
利用模块化白标移动应用程序吸引和留住用户
Our white-label mobile app is designed for fintech and insurtech companies that want to increase user engagement and retention. Built on React Native, the app’s modular architecture supports customisable features tailored to insurance ecosystems.
Modules can include AI-powered health tools, wellness tracking, mini-games, streaming content, reward systems, and digital insurance services. This flexible design enables insurers to launch rich mobile experiences quickly while maintaining security, scalability, and long-term user loyalty.
Modules can include AI-powered health tools, wellness tracking, mini-games, streaming content, reward systems, and digital insurance services. This flexible design enables insurers to launch rich mobile experiences quickly while maintaining security, scalability, and long-term user loyalty.
发现更多
Data analytics &
predictive modelling
Turning raw data into powerful foresight
Insurers handle massive volumes of structured and unstructured data, from customer records and claims to telematics, behaviour patterns, and IoT streams. Our analytics platforms unify these datasets into a single, visual interface. We use machine learning models to predict risk, identify customer churn, analyse pricing trends, and support proactive decision-making across underwriting, claims, and portfolio management.
Unified data lakes with structured and unstructured ingestion
Predictive AI for risk and behaviour modelling
Interactive dashboards with real-time KPIs
Integration with CRM, policy, and claims systems for complete insights
Self-service analytics for actuaries and data scientists
Interoperability & modern technology stack
Modern healthcare demands modular, scalable technology. We build platforms using a stack designed for performance, interoperability and future‑proofing.
Data management & APIs
We implement PostgreSQL for transaction-level data storage, Prisma ORM for data integrity, and GraphQL/REST APIs to unify data access across underwriting, claims, policy, and customer modules. This architecture ensures consistent, high-performance data flows between insurers, partners, and connected services.
AI & analytics frameworks
For fraud detection, risk scoring, and business intelligence, we integrate Python, TensorFlow, and PyTorch into our analytics pipelines. Machine-learning models score transactions in milliseconds, powering smarter underwriting decisions and proactive risk management.
Modular microservices & cloud infrastructure
Built on Node.js, NestJS, and TypeScript, our architectures run on AWS Elastic Kubernetes Service (EKS) and Docker containers. This enables services to autoscale, recover seamlessly, and maintain 99.99% uptime even under millions of concurrent insurance transactions. Event-driven modules communicate through Kafka and Redis, while continuous monitoring ensures reliability and fault tolerance.
Front‑end frameworks
Our portals and dashboards are built with React, Next.js, and React Native, delivering cohesive experiences across web and mobile. With secure authentication, real-time rendering, and responsive UI design, insurers and financial institutions can operate efficiently from any device.
Blockchain & Smart Contracts
Trust, transparency, and automation for the insurance future
Blockchain is reshaping how insurers manage policy agreements, settlements, and cross-border reinsurance. We design blockchain frameworks that guarantee immutability, end-to-end traceability, and automated execution through smart contracts. These solutions remove manual reconciliation, accelerate claim settlements, and ensure consistent compliance across complex insurance ecosystems.
发现更多
行业专长
Why choose Lasting Dynamics?
Our cross-industry expertise and agile delivery model position us as a trusted technology partner for insurers, brokers, and insurtech startups. We build high-quality software solutions that balance innovation, performance, and regulatory compliance, helping insurance organisations scale with confidence.
Multivendor management
We coordinated more than ten vendors across design, QA, engineering, and data operations, ensuring seamless collaboration across continents. Clear communication and agile orchestration turned a complex ecosystem into an efficient, unified delivery pipeline.
Speed, scale, and impact
From concept to market in just six months, we built Omne - a super-app that surpassed 10 million downloads and redefined engagement standards in the insurance industry. Our delivery speed enables insurers to launch products faster and respond to market demands in real time.
Global timezone advantage
Our distributed presence provides up to 16 hours of continuous development per day. This accelerates delivery, shortens release cycles, and maintains momentum around the clock - an essential competitive advantage for fast-moving insurance teams.
Exceptional support & maintenance
We don’t stop at launch. Our dedicated support engineers work seven days a week, ensuring platform stability, uptime, and ongoing performance optimisation. Insurers rely on us for long-term quality and dependable operations.
Full lifecycle services
From discovery workshops and UI/UX design to engineering, testing, deployment, and ongoing support, we manage the entire software lifecycle. Insurance teams can stay focused on their core business while we handle the technology that powers it.
Let’s redefine the future of insurance.
Discuss your insurtech vision with our engineering team and discover how Lasting Dynamics can accelerate product delivery, enhance customer engagement, and support your digital transformation.
Schedule a ConsultationTrusted by Leading Innovators in Insurance, Insurtech, and Digital Health
Our approach to custom software development
We design and build custom digital products through a full-cycle approach that covers UI/UX design, front-end and back-end development, and quality assurance. Our teams focus on performance, usability, and long-term maintainability.
We create intuitive, accessible interfaces that streamline customer journeys and improve engagement. Our UI/UX process combines user research, wireframes, and interactive prototypes to deliver seamless experiences across web and mobile.
发现更多
We deliver fast, responsive front-end applications using modern technologies. Our team ensures smooth performance, pixel-perfect interfaces, and reliable compatibility across devices and browsers.
发现更多
We build secure, scalable back-end architectures that support complex insurance operations, real-time data flows, and high-volume transactions. Our engineers use proven frameworks and cloud-native services to ensure stability and long-term performance.
发现更多
Our QA specialists ensure every feature is tested, validated, and production-ready. Through automated and manual testing, we guarantee reliability, compliance with industry standards, and a seamless user experience at launch.
发现更多
UI/UX设计
前端开发
后端开发
质量保证
Questions about insurance software development
If you’re planning a custom insurance or insurtech platform, these are the questions we hear most often - from development timelines to integrations, compliance, and technical requirements.
How long does it take to develop an insurance platform?
Timelines vary by complexity, but an MVP can be delivered in 4–6 months, with full roll-out in 9–12 months. Our agile delivery approach releases incremental value along the way, so you start seeing results early.
Can you integrate a new platform with our legacy policy and claims systems?
Yes. We routinely integrate modern platforms with legacy policy, billing and claims systems through APIs, data connectors and secure middleware. This preserves existing workflows while enabling modern features and automation.
What are the costs of developing custom insurance software?
Costs depend on features, integrations, security requirements and engineering effort. Simple modules may start in the lower range, while enterprise-grade platforms with AI, automation or multi-region compliance typically require a higher investment.
How do you ensure data privacy, security, and regulatory compliance?
We design platforms aligned with PCI DSS, SOC 2 and GDPR requirements. Encryption, access control, audit logging and secure cloud architectures ensure data integrity and compliance across all insurance workflows.
How does automated claims processing work?
Automated underwriting evaluates risk using predefined rules, historical data and machine-learning models. It speeds up decisions, improves consistency and allows underwriters to focus on complex cases rather than repetitive assessments.
How does insurance data analytics improve decision-making?
Insurance data analytics consolidates operational, customer, and claims data to identify risk patterns, pricing opportunities, and performance trends. This enables insurers to make faster, more accurate decisions across underwriting, claims, and portfolio management.
