FINANCE, BANKING & INSURANCE

Transforming Finance, Banking and Insurance through Advanced Technology

Lasting Dynamics specializes in developing custom solutions for the Finance, Banking and Insurance industries. Using cutting-edge technologies – from AI to blockchain – we create innovative, secure, scalable platforms.

Compliance and Security

Tools ensuring your business meets regulatory standards, including PCI DSS 4.0, protecting sensitive data.

Underwriting

AI-driven underwriting for fast, secure merchant onboarding, reducing costs and enhancing efficiency in approval processes.

Digital Payments

Scalable payment processing supporting various methods, with robust fraud prevention ensuring secure transactions.

AI-Powered Analytics

Real-time analytics using AI to improve decision-making and predictive modeling in financial operations.

Risk Analysis

AI-based systems detect, assess, and mitigate potential threats in real-time, securing transactions effectively.

Blockchain Integration

Integrating blockchain for enhanced security, transparency, and efficiency in financial transactions and record-keeping.

Cloud Infrastructure

Secure, scalable cloud solutions with dynamic resource allocation and high availability for financial operations.

Engagement and Retention

Increasing customer retention through personalized experiences and loyalty programs, driving long-term value.

Developed by Lasting Dynamics, GivePayments is a top-tier, highly secure financial platform.

It features seamless merchant integration, lightning-fast approvals, and precise fraud prevention. Powered by advanced AI, GivePayments offers efficient, tailored payment solutions and more.

View full case study

PROBLEM

Customers charging back purchases they don't recognize. Scammers and fraudsters exploiting vulnerabilities.

SOLUTION

Patent-pending fraud prevention, using AI and machine learning algorithms. Automatically halting illegitimate transactions.

RESULTS

Every transaction is analyzed as it happens, using behavioral and data-driven indicators to flag suspicious activity before funds are processed.

PCI DSS4

Level 1 Compliant

Real Time

Transaction Screening

“Lasting Dynamics is incredibly unique in that they provide a team that does not feel like temporary resources but rather permanent employees.

Once a team is allotted to your Company, they work almost exclusively on your projects. The CEO, Michele, is extremely knowledgable and is closely involved in helping set up the team, set goals, create development strategies and much more. We couldn't have asked for a better partner and feel very fortunate to have found them.”

CTO @ GiveCorp

Upholding Data Protection and Privacy Standards

At Lasting Dynamics, safeguarding partner and user data is paramount. We adhere to global and local data protection laws, ensuring privacy and security.

Dedicated to security, transparency, and trust, we provide platforms that respect user privacy.

PCI DSS Compliant:

With adherence to the Payment Card Industry Data Security Standard (PCI DSS 4.0), Lasting Dynamics ensures the secure processing of card transactions.

SOC 2 Compliance:

We align with SOC 2 standards to ensure our systems meet rigorous criteria for security, availability, and data integrity—building trust through audited, enterprise-grade infrastructure.

GDPR Compliant:

Our operations align with the General Data Protection Regulation (GDPR), ensuring the utmost protection of your user data within the EU.

Omne is a lifestyle super app that drives user engagement through integrated health checks, insurance tools, mini-games, entertainment streaming, and gamified rewards.

With the launch of its engagement module, Omne has surpassed 10 million downloads showcasing the power of a multi-service platform to attract and retain users at scale.

View full case study

PROBLEM

Users often spend too little time in apps. As a result, there is low user retention, and missed revenue opportunities.

SOLUTION

Engaging features including games, gamification, music streaming, and a health-assessing artificial intelligence.

RESULTS

Featured across multiple categories on stores, the app stood out for its engaging experience earning over 10M downloads.

1M+

ACTIVE USERS

10M

DOWNLOADS

"My team had no experience with React Native and Lasting Dynamics came to the project with developers and a good framework of building, tracking and suggestions on how to improve work and processes.

100% test case completion across 10 sprints. All in high quality with 0 regressions."

Director @ FWD

FLEXIBLE, MODULAR, ENGAGING

Engage and Retain Users with a Modular White Label Mobile App

Our white label mobile app is designed for fintech and insurtech companies to increase user engagement and retention. Built on React Native, the app’s modular design allows for customizable features. Such features include AI-powered healthcare modules, mini-games, streaming services, and generative AI content.

This versatile app drives user interaction and revenue by creating a more loyal and engaged customer base.

INDUSTRY EXPERTISE

Next-Gen Technology for Financial Growth & Security

We offer targeted services that integrate advanced technology into financial systems. Our solutions improve performance, reduce risks, and meet the highest standards.

Underwriting

Risk Assessment: Detailed evaluation of financial history, compliance adherence, and transaction patterns

Critical Checks: OFAC and PEP screening to minimize financial and legal risks

Automation: Streamlines approvals, aligns decisions with regulatory obligations, and reduces errors

Blockchain Integration

Risk Mitigation: Blockchain provides a tamper-proof ledger, ensuring transactions are secure, traceable, and unchangeable

Cost Efficiency: Reduces reliance on intermediaries, lowering costs while reducing the chance of human error

Instant Verification: Blockchain allows real-time transaction verification without intermediaries, improving speed and trust

Risk Analysis

Real-Time Insights: Continuous monitoring of merchant-related risks for proactive issue management

Risk Profiles: Detailed views of each transaction's risk factors, such as unusual activity

Escalation Procedures: Enabling risk managers to address high-risk transactions quickly

Digital Payments

Instant Payments: Real-time payment processing reduces waiting times for customers and businesses, improving cash flow

Customer Trust: Secure payment gateways protect sensitive data, building trust and encouraging customer loyalty

Flexible Integration: Easily integrates with existing financial systems, allowing businesses to grow without added complexity

Cloud Infrastructure

On-Demand Scalability: Moving operations to the cloud saves costs on hardware, energy, and physical space

Critical Checks: Cloud infrastructure allows for rapid scaling without upfront capital investments

Data Integrity: Cloud-based backups ensure that critical financial data is always available and protected

Our Approach to Custom Software Development

We provide UI/UX design, front-end and back-end development, and quality assurance services. Building high-quality, user-friendly digital products.

Developing intuitive interfaces with detailed wireframes and prototypes. Ensuring smooth user experiences and visually appealing designs.

Developing user-friendly front-end solutions with the latest technologies. Ensuring optimal performance and cross-device compatibility.

Developing reliable back-end solutions with server setup, API integration, and data management. Ensuring scalability and security.

Conducting thorough manual and automated testing. Ensures software is bug-free and meets high standards.

UI/UX Design

Front-End Development

Back-End Development

Quality Assurance